Book excerpt: Excerpt from A Treatise on Warranty in Fire Insurance Contracts In the Life Insurance contract the doctrine of Warranty in presenti is found in all its force, and justly so, because there it is natural and at home, springing from and in fact being inher ent in that contract. It is commonly stated by the text-writers that the general principles rel ative to the Life and Fire Insurance contracts are the same. No greater error can be com mited, and especially is this statement a very grave and important error as to the doctrines of Representation and of Warranty. The essen tial difference between the two contracts grows out of the objects about which they are formed. The Life Insurance contract is based always on a written application, which contains ques tions and answers going into the minutest de tails of the applicant's past and present health. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.