Book excerpt: Written in response to the failure of the legal system to meet people's needs for affordable justice, this step-by-step guide provides information on how to settle disputes out of court. Designed for individuals as well as businesses of all sizes, this book contains practical information and advice for anyone who wants to avoid the nightmare of a legal battle. It gives readers the tools to negotiate a fair settlement and avoid the high cost of court justice. This practical guide discusses how to settle disputes using mediation and/or arbitration and resolve divorce battles in ways that minimize conflict.