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The aim of my thesis is to investigate the effect of competition on financial intermediaries in light of the conflicts of interest and perverse incentive struct

This dissertation continues the tradition of identifying the effects of economic shocks to financial intermediaries. Its main contribution is to estimate the si

In the wake of our country's greatest financial crisis since the Great Depression, the need to better understand the risks and behaviors associated with financi

This dissertation consists of two essays that study the issues related to financial intermediaries. In the first essay, I examine the effects of institutional c