Book excerpt: For those of us whose $10 has reached a thermal maximum, and find it will no longer be contained within the confines of one's trouser pocket, this book is written specifically for you. Do not buy this book on sale, as it curtails your hard work towards a worthy goal. Insist that you spend exactly $9.99, not a penny more and not a penny less. As a moral imperative, we all must accept that there are two sides to every opinion. Thus, as a corollary to "An Engineer's Attempt to Explain Personal Finance," I present "How to Waste Ten Dollars." For those who insist on exceeding that which is presented here, and want to waste more than just $10, check out other classics such as "Color Me! Blank Pages" for $99.99 and "Color Me! Uncolorable" for $999.99. These books are available at bookstores online, and through the "Color Me!" series Facebook page (facebook.com/ColorMeAdultColoringBook/).