Book excerpt: Hello and Welcome. The Image Matters – Does Your Credit Reflect You? This issue focuses on understanding the ripple effects of poor debt management and the unnecessary pressure it places on us from reaching our destiny. Image Matters believes in the scripture of John 10:10 which states, “The thief comes to steal and destroy. I came that they may have life and have it abundantly3. A life more abundantly includes a stress-free life not living in fear, not living in brokenness, a life of wholeness, living without bad debt or paying high interest rates. ,Image Matters - Does Your Credit Reflect You? (myimagematter.com)