Book excerpt: Proceedings of a conference on the risks to the banking industry posed by its subscribing to a variety of new information-based technologies and risks for the entire international banking industry. The conference explores what risks do exist and what steps are being taken to reduce the risks. Includes: technology versus security: challenges to modern banking; successful on-line banking: a true story; a study into financial infrastructure vulnerabilites; introducing "trust" and back-end protection to virtual bankers; information security basics in banking for the non-technician: a four-part tutorial, and much more.