Book excerpt: Get empowered immediately! We review all the current options and government plans to help you avoid foreclosure, PLUS provide all the latest and most current information and updates on a constant basis to book purchasers via a dedicated website. Now more than ever is the time to be proactive with your lender. You will have access to all hotlines, resources, lender contact information, newest program descriptions and updates and other helpful advice--all in the privacy of your own home. GET INFORMED BEFORE CONTACTING YOUR LENDER OR MAKING ANY DECISIONS. UNDERSTAND THE NEWEST GOVERNMENT PROGRAMS AND LEGISLATION.