Book excerpt: Millions of hard-working Americans wake up every day and go to work as part of the gig economy. But gig workers often aren’t prepared for the next step—retirement. Why? Because we were all told a huge lie about saving for retirement, and gig workers are even more vulnerable to this misinformation. In this book, noted Economist and multiple award-winning author Mark Anthony Grimaldi sets forth his easy to follow 3 step plan on how to create a tax-free retirement as a gig worker. Buckle your seatbelt, because the secrets that the rich have used for decades are now EXPOSED!—and they’re available to you as a gig worker. Save, Growth, Spend and Pass-on all Tax Free! Image a Retirement plan that: • Has no contribution limits • Has no investment choice limitations • Lets you touch your money when you need it most • Knows the tax difference between income and capital gains • Has no age restrictions on your money • Has no distribution minimums • Understands the tax code • Has no 10 percent excise taxes on distributions • Has no 1099Rs • Has no administration expenses • Can be funded from any source • Has no CPA expenses • Has no vesting requirements It’s in your hands, now it up to you to RetireSmart!