Book excerpt: North Beach and Telegraph Hill are among San Francisco's most charming and historic districts. In the early years, Mexican and Spanish settlements dotted the beach and the hill, but the area was heavily developed during California's Gold Rush as gold seekers flooded the city. Later, European immigrants added many layers of unique character. North Beach was home to A. P. Giannini, founder of the Bank of Italy (later the Bank of America), and in the 1950s, the Beat Generation evolved from the creative character of this artistic neighborhood. Charming cottages and architectural gems, such as famed landmark Coit Tower, decorate the slopes down to the bay, delighting residents and tourists alike. Many cafAA(c)s and restaurants offer delicious foods, while the breathtaking views provide food for the soul.