Book excerpt: Doctors thrust into residency usually must repay hundreds of thousands of dollars in student loans, but most do not have the financial or business education to help them on their journey. In The Young Physician's Guide to Money and Life, the authors share proven systems and strategies to help aspiring, new, and practicing physicians plot a path to financial freedom. Learn how to: - keep more of your hard-earned money while paying off school loans faster; - employ strategies that could save you tens of thousands of dollars; - avoid getting stuck in investment traps that cost you money; and - earn a higher income by following the ten commandments of contract negotiation. You'll also read two case studies that show how two different physicians paid off their student loans before turning thirty-five so they could retire when they were young and healthy.