Book excerpt: Are you concerned about the future and looking for a way to secure it in every possible way? No one knows what the future holds. It is unpredictable, and saving enough after retirement can take a toll on supporting yourself in the most fulfilling way. From the very beginning, every individual gets told about some financial advice which is mostly like: - You need to save some money for an emergency fund. - You need to pay your bills on time. - Never spend more than what you can't afford. This advice is relevant, but there is another secret piece of advice that not many people talk about. It is keeping your credit scores high. Why is that important? Not many people think about their financial health and are disappointed when a setback occurs. You need to know you can control your financial health by keeping your credit scores high. You can unlock many benefits just by having a good credit score. You will also get access to loans and credit cards with the most favorable terms. This book guides you on how you can take possible steps to increase your credit score. Continue reading the book to unleash the ten smart ways to increase your credit score.