Book excerpt: 12 CRITICAL THINGS YOUR FAMILY NEEDS TO KNOW is based on Mark Gavagan's highly-regarded and extremely comprehensive 300 page ring-bound book THE IT'S ALL RIGHT HERE LIFE & AFFAIRS ORGANIZER (Amazon AISN 0980005604). 12 CRITICAL THINGS YOUR FAMILY NEEDS TO KNOW is for people who aren't inclined to cover so much detail. It's much quicker and less expensive, covering the most essential information about your personal & financial affairs. The book's title refers to the twelve major areas of critical decisions and information the book guides you to provide for your family: 1. Personal & Family Information 2. Family Medical History 3. Advance Health Care Directives 4. Organ+ Donation Choices 5. Final Arrangements 6. Wills, Trusts & Estate Plans 7. Insurance 8. Investments, Bank Accounts & Other Financial Assets 9. Retirement Plans & Annuities 10. Real Estate: Your Primary Residence 11. Debts & Liabilities 12. Advisers Other important information is mixed into these pages that doesn't fit neatly into these categories.