Book excerpt: Do you know your ABCs to money management? Are you able to make dollars and sense out of your personal finances? Does your family have financial independence? If you answered no to any of these questions, then ABCs that make cent$ is just for you. It is essential for everyone to apply these ABCs to their own money management system. You and everyone in your family will learn how to apply the knowledge and translate it to your own personal life; its as simple as 1-2-3. If you do not learn this NOW, then you and your family could miss out on various opportunities needed in order to survive and succeed financially in these challenging times. There is hope! ABCs that make cent$ will provide ways for you to manage your finances, enforce budgeting and saving and set goals to build wealth. The instructions provided are for you to carry forward and follow daily. The direction is to have funds for rainy days, emergencies, special occasions, big events and retirement. As a family, you will learn special techniques that will be amusing for the adult and entertaining for your children of all ages. These tools are crucial for your future well-being and for the name sake of your youngsters. Allow ABCs that make cent$ to help you get up, stay up and initiate ascending to higher financial grounds. This book is definitely a Godsend. Stop stumbling at base level zero and start climbing to financial wealth by using the ABCs detailed in this book. Quotes regarding the book: You are about to embark on a voyage into monetary enlightenment. Enjoy your journey. You will be rewarded. J. David Spiceland, PhD, CPA, Professor of Accountancy. Cynthia's publication comes at a great time when people are in need of professional advice concerning their finances. She has hit a home-run. Laurence V. Plummer, Sr., President, Plummer Financial Services, LLC. Cynthia has done an excellent job of capturing my weakness when it comes to my motivation to spend... I'm elated with the solutions she offers and I will make sure all of my friends and family have a copy of this book. Marilyn Kelley, Business Instructor and friend Dallas, Texas. ABCs that make cents has practical tools; its filled with great ideas to building a successful financial plan for your family, needed especially during these economic times. Christine Shipman, CPS Miami, Florida.