Book excerpt: A TWIST OF FATE... Miss Katherina Elliott leads a simple life, teaching impoverished children, just as her parents did before her. Kate knows little of her family’s past: only that every three months, a mysterious benefactor sends her enough money to pay the school’s mounting bills. The envelope is brought by the solicitor across the street—a man Kate knows she shouldn’t want but can’t resist. Lord Joshua Stuart, the second son of the Duke of Beaufort, has never fit in with the rest of his family. Though he has a practice on Bond Street, he’s always preferred working in Cheapside, where he can make a real difference. It has nothing to do with his attractive, sweet neighbor across the street, or so he tells himself. But when Kate’s school is threatened, Joshua knows he must help her. As Joshua and Kate work to save the school, they grow closer, until their love for each other can no longer be denied. Their search brings them to the famed fortune teller, Madame Zeta, who holds the key to Kate’s past. But when Kate’s fate intertwines with Madame Zeta’s, nothing will ever be the same. Will her love for Joshua survive fortune’s twists, or will they end up as the final folly?