Book excerpt: Using data from the 2017 DNB Household Survey, this research focuses on the effect of gender, income and financial literacy on financial decision-making power in Dutch couples. In accordance with the bargaining model, income and financial literacy enhance own decision-making power in financial matters. Male partners have found to have significantly more financial decision-making power than women. However, this effect weakens when taking the interaction of gender and financial literacy into account. This research further investigates how gender and financial decision-making power are related to household ownership of risky assets. Men have found to be significantly more likely than women to be the investor in households. Additionally, when male partners have financial decision-making power, the household is more likely to invest in risky assets, but not on a significant basis.