Book excerpt: Turning 18 makes you an adult, but it doesn’t magically give you all the knowledge that you need function like one. To help young adults become familiar with many of the topics that grown-ups need to know, the book provides easy-to-understand explanations of subjects related to civic responsibilities, employment, living arrangements, paying off debt, owning a car, saving and investing, traveling, and others. The book is easy to read and uses concise descriptions and cartoons to summarize the main ideas. It answers three main questions about each of the items covered: · When is it relevant? · What is it? · Why it matters?