Book excerpt: This book is a comprehensive guide that explores the integration of artificial intelligence (AI), machine learning (ML), and the Internet of Things (IoT) in the realm of business management and finance. The convergence of AI, ML, and IoT has revolutionized various industries, and business management and finance are no exceptions. This book addresses the growing need for understanding the practical implications of these technologies in the context of financial management. It equips both academics and industry professionals with the knowledge and tools necessary to navigate the changing landscape and effectively harness these technologies to gain a competitive edge. This book delves into the transformative potential of these technologies and provides valuable insights into their application in decision-making, risk management, financial analysis, and strategic planning. It offers a holistic perspective on how organizations can leverage AI, ML, and IoT to drive innovation, enhance operational efficiency, and achieve sustainable growth in the digital age.