Book excerpt: Book Type - Practice Sets / Solved Papers About Exam: J&K Bank Recruitment 2021 is going to be conducted by the Institute of Banking Personnel Selection to select eligible candidates for the post of Probationary Officer (PO). The PO exam is conducted in three stages, prelims, mains, and interview. Subjects Covered- Reasoning Ability, Quantitative Aptitude, English Language Exam Patterns- For the selection under the post of Banking Associates, aspirants need to appear in the Online Examination. As per the JK Bank exam pattern for Clerks or Banking Associate, there will be only one round, i.e., an online-based objective test. The Associate Exam of has three sections, i.e., English, Numerical Ability, and Reasoning. The sections of the Prelims exam are separately timed. The section-wise maximum time duration is 20 minutes. The total time duration of the exam is 60 minutes or 1 hour. The test consists of multiple-choice questions. You will get 1 mark for every correct answer. There will be a negative marking of 0.25 marks for every incorrect answer. It’s important to clear the sectional as well as the overall cutoff score in order to be featured on the final Merit List. Negative Marking- 1/4 conducting Body- Jammu & Kashmir Bank