Book excerpt: "No Money Down - Toronto (1980-1986)", by Avard Woolaver, documents the city of Toronto, Canada, in the 1980s. It is a follow-up to his first book "Toronto Flashback (1980-1986)". Woolaver grew up in rural Nova Scotia and moved to Toronto in 1980 to study photography. He did a lot of street photography in those years, capturing street scenes with fresh eyes. From the introduction: "Looking back now at the photos some thirty years later, so much comes back to me about being dropped into a new environment. We use our creative tools as extensions of ourselves; they help us understand and define our place in the world. For me, having a camera in my hand at all times helped me remember: You only get to do this once. We have to take the time to see it as clearly as we can."Derek Flack writes in blogTO, "Woolaver's work is so fascinating--a record of Toronto with a soul."