Book excerpt: This no-spend & savings journal will help you take control of your finances and make saving money a fun and engaging experience. It includes a monthly no-spend tracker for recording budget, motivations, temptations, exceptions, and rewards, as well as weekly and monthly savings trackers for monitoring progress towards savings goals. Additionally, the journal features a fun savings game and useful savings tips. The undated pages will allow you to start at any time and track your progress for up to three years. The overall goal of the journal is to improve awareness of your spending patterns, set achievable savings goals, and track your progress towards financial wellness.