Book excerpt: 64% of all Americans will retire below the poverty line. Only 2% will enjoy a life of wealth! We are working longer hours, suffering dangerous stress levels and carrying higher debt loads, yet we still only manage to live paycheck to paycheck. Financial worries are the #1 cause of sleep deprivation and marital problems. Do you feel frustrated and trapped in your daily routines? Are you desperately looking for solutions? This book will change you financial life forever!.