Book excerpt: Day trader Jack Wolf is broke, so he accepts a job to find a wealthy young woman who ran away from home. During his search Jack discovers an old friend who owes him $10,000 and shoots him when he won't pay. This act propels Jack into another dimension where he meets three ghosts who are murderers, then relives a previous life in the Wild West where he also shot a man. Meanwhile, the woman flees to a Buddhist temple in Korea. Jack follows. When he tries to trick the monks into helping him, they teach him about reincarnation with a mysterious ceremony.