Book excerpt: Pay off your home mortgage 5, 10, or even 15+ years early and save thousands of dollars in interest payments without changing your lifestyle, obtaining a new mortgage, or paying thousands of dollars for expensive software. Today, 1 in 10 Americans is facing foreclosure and 48% of Americans worry about losing their homes. Now more than ever, the American dream of homeownership (the dream of owning our homes free and clear) is a dream shared by most, if not all, Americans. Most Americans expect to make mortgage payments for 15 or 30 years before they own their homes "free and clear," free of doubt and worry that they could lose their homes at any moment. What most Americans don't know is that there is an effective and economical way to pay off your home mortgage 5, 10, or even 15+ years early! In this book by Roccy DeFrancesco, the nation's leading trainer of advanced planning concepts for financial, insurance, mortgage and legal professionals, Roccy teaches you several important strategies that will help you pay off your home mortgage early, which in turn will allow you to save thousands of dollars in interest payments. Roccy teaches you about different types of mortgages and explains the pros and cons of other early mortgage payoff strategies. As a bonus, Roccy also gives you a strategy that will help you pay off your other debts early, so you can truly be debt free! After reading this book, you will have all the tools you need to pay off your home mortgage 5, 10, or even 15+ years early so you can finally own your home free and clear.