Book excerpt: This easy to understand, step-by-step guide is clear enough for even a novice to understand, Even if you hire a contractor to build you home, this book will greatly help you understand the process. From shopping for a piece of land to getting a loan to dealing with a contractor, the Smiths' advice covers everything about building a home. The authors advise on getting organized and tackling the hardest parts of the process step by step. Included are valuable lists, charts, ideas and questionnaires. Also, how to shop around for bargains and minimize costs room by room.