Book excerpt: Torbit Book is now a much awaited annual ritual. The stalwarts amongst Investors and leading expert contributors present their valuable insights and experiences of decades in the book.. 'Team Torbit' is indebted to everyone who has continually nourished the content and made our journey worthwhile. I am certain all those who consume this content will be thankful too for the gainful insights. Vinod Behl, Editor, of Torbit Realty and accomplished and recognized real estate journalist, has painstakingly put together this book. Sir, I thank you in all honesty. Team Torbit headed by Chandra Rijwani, Design Head Prashant, Admin Anjum, and Finance Manager Anil have contributed wholeheartedly to making Torbit 2023 a reality. The seed of this endeavor sown with the blessings of my dear Mataji has today taken the form of a large tree. We are proud to present the fourth edition of our yearly book for the benefit of our esteemed readers. Kavita, my soulmate, I am thankful to you for gently pushing and nudging us every time to complete and publish the book on time. Dyu and Yuku, my sweet daughters, it's celebration time - an occasion to pat our backs. We have done it yet again!