Book excerpt: The CFA Institute has announced that all 2021 exams will continue to reflect the official 2020 curriculum. Wiley's 11th Hour Guide and Test Bank for the 2020 Level III CFA Program exam compacts all readings tested on the 2020 CFA exam into one portable volume. Organized in order, this bestselling guide has helped thousands of candidates from over 100 countries pass the CFA exam. Designed to boil it all down to the crucial concepts, formulas and rules, this guide ensures candidates are familiar with the most important testable information. Wiley's 11th Hour Review Guide condenses each reading down to two to five pages. This comprehensive guide complements Wiley's CFA Program Exam Study Guides, sold separately, but may be used with any review course. The Test Bank features more than 4,000 multiple choice questions, with rationales and full explanation for the multiple-choice questions.